mATM (mobile ATM) is an innovative Banking and Payment service using mobile technology. This service further enhances existing mobile banking services that many have come to count on as part of their lifestyle.

By providing purchase payments and cash withdrawal services using mobile phones as a personal banking terminal, mATM services literally turns your mobile phone into your own personal ATM to serve your banking and payment needs from anywhere, at anytime.

With the mATM Service, you can:

	Carry out most of your day-to-day banking transactions right from your mobile phone. This includes checking your account balance, transferring funds between accounts, transferring funds to a third party, and paying your bills.
	Pay for cash purchases at participating merchants through a direct debit from your bank account. You will be prompted by your bank on your mobile phone to authorize each payment transaction with your PIN.
	Withdraw cash from your bank account at participating merchants. With the mATM cash withdrawal service, you can access cash right from the places you shop.
	Top-up your family’s prepaid phone subscription directly from your mobile phone. The top-up amount will be debited directly from your bank account.